
Georgia auto injury claims
Know your policy before the adjuster calls.
Your own policy may pay more than you think: uninsured motorist coverage, MedPay, rental and diminished value. Here’s how Georgia auto claims really work.

Coverage guides
What can pay after a crash
01
UM coverage
Your coverage when the other driver has none or not enough.
Read the guide 02MedPay
Medical bills paid regardless of fault.
Read the guide 03Diminished value
Your car is worth less after a wreck, even repaired.
Read the guide 04Rental & repairs
Getting your car fixed and a rental while you wait.
Read the guide 05Recorded statements
Why you should think before you talk.
Read the guide 06Talk to us
Not sure what your policy covers? Send it to us.
Read the guideAt a glance
Who pays what
| Coverage | Whose policy | Pays for |
|---|---|---|
| Liability | At-fault driver | Your injuries and property |
| UM / UIM | Yours (and household) | When the at-fault driver has no or not enough coverage |
| MedPay | Yours | Medical bills, any fault |
| Collision | Yours | Your car, minus deductible |
| Rental | Yours or theirs | Substitute transportation |

Your lawyer
Talal Perez Ghosheh
Georgia injury lawyer since 2009. Talal Perez Ghosheh reviews every policy in your household to find all the coverage available.
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